Good news! As of February 1, 2014, the City of Spanish Fort protection class improved to a protection class 3 ISO rating! Spanish Fort is one of only 49 cities to receive this rating in Alabama. The town’s fire department website… Continue Reading…
In 2004 and 2005, hurricane Ivan and hurricane Katrina changed the way that wind insurance worked in Foley Alabama. Many companies stopped insuring along the Gulf in Foley, Gulf Shores, and Orange Beach. Some companies withdrew from insuring in Southern… Continue Reading…
The construction insurance policy that we provide here at Heritage Insurance of Alabama comes from US Assure and Zurich. US Assure and its affiliated organization, Zurich Insurance Services, Inc. established their builder’s risk program in 1977; over 35 years ago. … Continue Reading…
There are certain restrictions that we have for homes and the homes we insure must meet a certain standard. The effective age of the home must be 30 years or younger, synthetic stucco is excluded, we don’t insure mobile homes… Continue Reading…
For most of 2013, Tower Group International, Ltd. undercut many of its competitors with low prices. However, now all companies involved with Tower are under review with negative implications, which includes Hermitage Insurance Company (quoted from Yahoo News). Hermitage sold… Continue Reading…
Many of the insurance companies in the Mobile and Baldwin County areas only offer one kind of policy. They either offer a full fire policy, or a fire and wind policy… but Heritage Insurance of Alabama offers WIND ONLY insurance… Continue Reading…
Heritage Insurance of Alabama Heritage Insurance was founded on December of 2012. We are an agency that sell policies for insurers, mainly selling homeowners insurance for Certain Underwriters at Lloyd’s of London, but we also sell builder’s risk insurance for… Continue Reading…
