With a population of 21,570 in the year 2010, the city of Daphne is the largest city in Baldwin County. Located on what is called “The Eastern Shore”, Daphne is ½ a mile from the Mobile Bay and 25.5 miles from the Gulf Coast. Though it is a nice coastal city, much of it is a high risk area, being within 2 miles of the bay. Wind insurance prices are steep around Daphne, so why pay more? Get Heritage Insurance for wind coverage at a price that will beat the other companies!
Daphne’s Protection Class
It is under protection class 4 and protection class 9. What determines a home’s protection class in Daphne is the distance from the nearest fire station and fire hydrant. In other words, if your home is located within 5 miles of a fire station and 1,000 feet of a fire hydrant, it would be considered a protection class 4. Any home with a distance greater than 5 miles to a fire station and 1,000 feet to a fire hydrant would be considered a protection class 9.
Why is protection class important?
A protection class 4 means a quicker response time from the fire department, while a protection class 9 means a slower response time from the fire department. Quicker response times will mean lower risk, resulting in cheaper premiums for your home insurance.
HOUSE INSURANCE QUOTE
Want a quick quote on your house? There’s 2 ways to get that.
1) call us directly from Monday – Friday, 9-5, at 251-945-6666
2) Go to our house insurance page and fill out the form